Baby Life Insurance Another Ripoff
I have seen some ads on late night tv for life insurance for children 
or babies. I consider this to be a total waste of money. Basically life insurance is used to protect a family member in case of death to supply money that would replace lost income from that person. Children and babies do not have any dependents. Unless they are in movies or television they don’t earn any money to protect dependents. When I visit various cities and I look at the biggest buildings in the world I always see the name of some insurance company. Do you wonder why? They are making a fortune on these things.
